Call reports 2018
UNION BANK — 2018
What UNION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 722,022,000 | 716,994,000 | 778,847,000 | 804,593,000 |
| Total loans | 595,399,000 | 581,355,000 | 644,596,000 | 646,298,000 |
| Allowance for loan losses | 5,405,000 | 5,553,000 | 5,610,000 | 5,739,000 |
| Securities available for sale | 69,015,000 | 70,120,000 | 72,118,000 | 73,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,737,000 | 581,972,000 | 670,221,000 | 708,479,000 |
| Interest-bearing deposits | 494,888,000 | 467,627,000 | 541,120,000 | 573,796,000 |
| Noninterest-bearing deposits | 131,849,000 | 114,345,000 | 129,101,000 | 134,683,000 |
| Equity capital | 58,693,000 | 59,727,000 | 60,328,000 | 64,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,565,000 | 15,488,000 | 23,564,000 | 32,215,000 |
| Interest expense | 641,000 | 1,368,000 | 2,450,000 | 3,563,000 |
| Net interest income | 6,924,000 | 14,120,000 | 21,114,000 | 28,652,000 |
| Noninterest income | 2,242,000 | 4,385,000 | 6,823,000 | 9,203,000 |
| Noninterest expense | 6,043,000 | 12,220,000 | 18,665,000 | 28,955,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 450,000 |
| Pretax income | 3,133,000 | 6,168,000 | 9,029,000 | 8,442,000 |
| Income tax | 532,000 | 1,011,000 | 1,485,000 | 1,276,000 |
| Net income | 2,601,000 | 5,157,000 | 7,544,000 | 7,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,974,000 | 63,264,000 | 64,260,000 | 62,566,000 |
| Total capital | 67,379,000 | 68,817,000 | 69,870,000 | 68,305,000 |
| Risk-weighted assets | 485,109,000 | 491,342,000 | 510,180,000 | 532,631,000 |