Call reports 2017
UNION BANK — 2017
What UNION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 675,564,000 | 664,069,000 | 704,541,000 | 744,966,000 |
| Total loans | 541,029,000 | 542,320,000 | 585,329,000 | 595,368,000 |
| Allowance for loan losses | 5,192,000 | 5,168,000 | 5,259,000 | 5,408,000 |
| Securities available for sale | 68,113,000 | 66,453,000 | 64,444,000 | 65,909,000 |
| Securities held to maturity | 999,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,264,000 | 567,166,000 | 608,634,000 | 649,277,000 |
| Interest-bearing deposits | 471,976,000 | 456,453,000 | 487,418,000 | 519,737,000 |
| Noninterest-bearing deposits | 112,288,000 | 110,713,000 | 121,216,000 | 129,540,000 |
| Equity capital | 56,919,000 | 58,134,000 | 59,267,000 | 58,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,840,000 | 13,944,000 | 21,344,000 | 29,026,000 |
| Interest expense | 529,000 | 1,039,000 | 1,620,000 | 2,228,000 |
| Net interest income | 6,311,000 | 12,905,000 | 19,724,000 | 26,798,000 |
| Noninterest income | 2,205,000 | 4,519,000 | 6,988,000 | 9,297,000 |
| Noninterest expense | 5,822,000 | 11,583,000 | 17,443,000 | 23,470,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 200,000 |
| Pretax income | 2,700,000 | 5,857,000 | 9,159,000 | 12,449,000 |
| Income tax | 697,000 | 1,555,000 | 2,438,000 | 3,662,000 |
| Net income | 2,003,000 | 4,302,000 | 6,721,000 | 8,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,179,000 | 58,096,000 | 59,233,000 | 60,804,000 |
| Total capital | 62,371,000 | 63,264,000 | 64,492,000 | 66,212,000 |
| Risk-weighted assets | 466,258,000 | 474,813,000 | 478,743,000 | 485,561,000 |