Call reports 2016
UNION BANK — 2016
What UNION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 639,737,000 | 635,449,000 | 671,693,000 | 690,498,000 |
| Total loans | 519,849,000 | 509,810,000 | 533,235,000 | 541,745,000 |
| Allowance for loan losses | 5,125,000 | 5,226,000 | 5,226,000 | 5,247,000 |
| Securities available for sale | 57,963,000 | 58,591,000 | 60,122,000 | 66,011,000 |
| Securities held to maturity | 5,217,000 | 1,998,000 | 999,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,512,000 | 549,537,000 | 573,957,000 | 598,381,000 |
| Interest-bearing deposits | 457,060,000 | 444,045,000 | 455,804,000 | 485,273,000 |
| Noninterest-bearing deposits | 103,452,000 | 105,492,000 | 118,153,000 | 113,108,000 |
| Equity capital | 54,230,000 | 55,492,000 | 56,568,000 | 56,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,454,000 | 13,147,000 | 19,936,000 | 26,854,000 |
| Interest expense | 508,000 | 1,020,000 | 1,484,000 | 2,036,000 |
| Net interest income | 5,946,000 | 12,127,000 | 18,452,000 | 24,818,000 |
| Noninterest income | 2,176,000 | 4,727,000 | 7,466,000 | 9,998,000 |
| Noninterest expense | 5,725,000 | 11,504,000 | 17,592,000 | 23,767,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 2,322,000 | 5,218,000 | 8,247,000 | 10,970,000 |
| Income tax | 504,000 | 1,177,000 | 1,880,000 | 2,186,000 |
| Net income | 1,818,000 | 4,041,000 | 6,367,000 | 8,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,268,000 | 54,183,000 | 55,503,000 | 56,609,000 |
| Total capital | 58,393,000 | 59,409,000 | 60,729,000 | 61,856,000 |
| Risk-weighted assets | 446,040,000 | 445,642,000 | 452,706,000 | 465,402,000 |