Call reports 2015
UNION BANK — 2015
What UNION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 621,597,000 | 599,954,000 | 619,214,000 | 627,840,000 |
| Total loans | 501,660,000 | 478,694,000 | 505,652,000 | 506,658,000 |
| Allowance for loan losses | 4,773,000 | 4,919,000 | 5,044,000 | 5,201,000 |
| Securities available for sale | 58,210,000 | 57,805,000 | 51,384,000 | 54,536,000 |
| Securities held to maturity | 5,216,000 | 5,216,000 | 5,217,000 | 5,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,053,000 | 514,772,000 | 545,961,000 | 561,706,000 |
| Interest-bearing deposits | 449,610,000 | 418,433,000 | 440,271,000 | 460,582,000 |
| Noninterest-bearing deposits | 98,443,000 | 96,339,000 | 105,690,000 | 101,124,000 |
| Equity capital | 51,965,000 | 52,232,000 | 53,379,000 | 53,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,130,000 | 12,417,000 | 18,795,000 | 25,179,000 |
| Interest expense | 557,000 | 1,073,000 | 1,528,000 | 2,001,000 |
| Net interest income | 5,573,000 | 11,344,000 | 17,267,000 | 23,178,000 |
| Noninterest income | 2,316,000 | 4,816,000 | 7,295,000 | 9,671,000 |
| Noninterest expense | 5,263,000 | 10,748,000 | 16,306,000 | 21,911,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 550,000 |
| Pretax income | 2,526,000 | 5,162,000 | 7,897,000 | 10,441,000 |
| Income tax | 553,000 | 1,131,000 | 1,740,000 | 2,303,000 |
| Net income | 1,973,000 | 4,031,000 | 6,157,000 | 8,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,426,000 | 51,202,000 | 52,095,000 | 52,893,000 |
| Total capital | 55,199,000 | 56,121,000 | 57,139,000 | 58,094,000 |
| Risk-weighted assets | 411,752,000 | 412,569,000 | 422,440,000 | 434,669,000 |