Call reports 2014
UNION BANK — 2014
What UNION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 585,041,000 | 570,664,000 | 601,683,000 | 622,949,000 |
| Total loans | 476,457,000 | 462,245,000 | 487,369,000 | 491,077,000 |
| Allowance for loan losses | 4,694,000 | 4,610,000 | 4,758,000 | 4,694,000 |
| Securities available for sale | 39,408,000 | 40,706,000 | 44,173,000 | 46,143,000 |
| Securities held to maturity | 13,212,000 | 9,642,000 | 9,643,000 | 7,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,165,000 | 492,559,000 | 532,494,000 | 553,075,000 |
| Interest-bearing deposits | 428,118,000 | 409,623,000 | 436,434,000 | 461,403,000 |
| Noninterest-bearing deposits | 91,047,000 | 82,936,000 | 96,061,000 | 91,672,000 |
| Equity capital | 50,395,000 | 51,481,000 | 52,277,000 | 51,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,126,000 | 12,324,000 | 18,590,000 | 24,903,000 |
| Interest expense | 571,000 | 1,094,000 | 1,609,000 | 2,122,000 |
| Net interest income | 5,555,000 | 11,230,000 | 16,981,000 | 22,781,000 |
| Noninterest income | 1,892,000 | 3,970,000 | 6,408,000 | 8,492,000 |
| Noninterest expense | 5,073,000 | 10,235,000 | 15,686,000 | 21,153,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 345,000 |
| Pretax income | 2,342,000 | 4,877,000 | 7,679,000 | 10,069,000 |
| Income tax | 505,000 | 1,048,000 | 1,679,000 | 2,108,000 |
| Net income | 1,837,000 | 3,829,000 | 6,000,000 | 7,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,474,000 | 47,312,000 | 48,326,000 | 49,130,000 |
| Total capital | 51,294,000 | 52,062,000 | 53,091,000 | 53,824,000 |
| Risk-weighted assets | 394,655,000 | 391,643,000 | 387,097,000 | 397,244,000 |