Call reports 2013
UNION BANK — 2013
What UNION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 561,693,000 | 545,660,000 | 573,724,000 | 584,378,000 |
| Total loans | 449,974,000 | 449,381,000 | 476,083,000 | 465,124,000 |
| Allowance for loan losses | 4,714,000 | 4,752,000 | 4,773,000 | 4,647,000 |
| Securities available for sale | 26,893,000 | 28,180,000 | 27,888,000 | 34,620,000 |
| Securities held to maturity | 7,993,000 | 9,213,000 | 9,214,000 | 11,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,556,000 | 475,976,000 | 508,907,000 | 519,471,000 |
| Interest-bearing deposits | 415,940,000 | 392,569,000 | 418,626,000 | 431,106,000 |
| Noninterest-bearing deposits | 81,616,000 | 83,407,000 | 90,281,000 | 88,364,000 |
| Equity capital | 45,288,000 | 45,359,000 | 46,324,000 | 49,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,944,000 | 12,044,000 | 18,286,000 | 24,532,000 |
| Interest expense | 640,000 | 1,246,000 | 1,845,000 | 2,428,000 |
| Net interest income | 5,304,000 | 10,798,000 | 16,441,000 | 22,104,000 |
| Noninterest income | 2,139,000 | 4,231,000 | 6,402,000 | 8,427,000 |
| Noninterest expense | 5,102,000 | 10,201,000 | 15,238,000 | 20,896,000 |
| Provision for loan losses | 60,000 | 135,000 | 230,000 | 305,000 |
| Pretax income | 2,284,000 | 4,692,000 | 7,374,000 | 9,329,000 |
| Income tax | 495,000 | 1,027,000 | 1,597,000 | 1,975,000 |
| Net income | 1,789,000 | 3,665,000 | 5,777,000 | 7,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,638,000 | 44,368,000 | 45,478,000 | 45,948,000 |
| Total capital | 48,286,000 | 49,121,000 | 50,319,000 | 50,719,000 |
| Risk-weighted assets | 366,852,000 | 374,639,000 | 389,048,000 | 383,131,000 |