Call reports 2012
UNION BANK — 2012
What UNION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 554,446,000 | 533,322,000 | 582,032,000 | 576,264,000 |
| Total loans | 437,732,000 | 436,429,000 | 464,669,000 | 455,306,000 |
| Allowance for loan losses | 4,406,000 | 4,579,000 | 4,556,000 | 4,657,000 |
| Securities available for sale | 43,074,000 | 34,756,000 | 32,941,000 | 20,505,000 |
| Securities held to maturity | 3,000,000 | 0 | 1,996,000 | 5,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,106,000 | 460,861,000 | 506,516,000 | 510,882,000 |
| Interest-bearing deposits | 402,499,000 | 384,824,000 | 425,572,000 | 426,278,000 |
| Noninterest-bearing deposits | 76,607,000 | 76,037,000 | 80,944,000 | 84,604,000 |
| Equity capital | 40,294,000 | 40,742,000 | 41,842,000 | 44,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,202,000 | 12,398,000 | 18,763,000 | 25,061,000 |
| Interest expense | 900,000 | 1,747,000 | 2,556,000 | 3,318,000 |
| Net interest income | 5,302,000 | 10,651,000 | 16,207,000 | 21,743,000 |
| Noninterest income | 1,858,000 | 4,027,000 | 6,925,000 | 9,941,000 |
| Noninterest expense | 5,472,000 | 10,953,000 | 16,655,000 | 22,926,000 |
| Provision for loan losses | 180,000 | 360,000 | 510,000 | 660,000 |
| Pretax income | 1,550,000 | 3,409,000 | 6,011,000 | 8,771,000 |
| Income tax | 268,000 | 626,000 | 1,202,000 | 1,780,000 |
| Net income | 1,282,000 | 2,783,000 | 4,809,000 | 6,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,751,000 | 41,087,000 | 42,009,000 | 43,133,000 |
| Total capital | 45,180,000 | 45,692,000 | 46,610,000 | 47,786,000 |
| Risk-weighted assets | 375,155,000 | 375,287,000 | 382,963,000 | 370,180,000 |