Call reports 2011
UNION BANK — 2011
What UNION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 458,730,000 | 512,660,000 | 544,875,000 | 551,849,000 |
| Total loans | 371,906,000 | 404,181,000 | 429,066,000 | 429,391,000 |
| Allowance for loan losses | 3,908,000 | 4,060,000 | 4,186,000 | 4,226,000 |
| Securities available for sale | 25,378,000 | 35,897,000 | 36,147,000 | 42,834,000 |
| Securities held to maturity | 500,000 | 3,500,000 | 5,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,014,000 | 434,883,000 | 472,699,000 | 474,289,000 |
| Interest-bearing deposits | 322,656,000 | 367,959,000 | 395,997,000 | 396,783,000 |
| Noninterest-bearing deposits | 62,358,000 | 66,924,000 | 76,702,000 | 77,506,000 |
| Equity capital | 41,563,000 | 41,657,000 | 42,405,000 | 40,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,505,000 | 11,250,000 | 17,377,000 | 23,708,000 |
| Interest expense | 953,000 | 1,949,000 | 2,958,000 | 3,884,000 |
| Net interest income | 4,552,000 | 9,301,000 | 14,419,000 | 19,824,000 |
| Noninterest income | 1,406,000 | 3,027,000 | 4,938,000 | 7,019,000 |
| Noninterest expense | 4,513,000 | 9,424,000 | 14,591,000 | 19,595,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 775,000 |
| Pretax income | 1,295,000 | 2,614,000 | 4,499,000 | 6,656,000 |
| Income tax | 211,000 | 436,000 | 851,000 | 1,229,000 |
| Net income | 1,084,000 | 2,178,000 | 3,648,000 | 5,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,551,000 | 39,612,000 | 39,968,000 | 40,671,000 |
| Total capital | 47,398,000 | 43,672,000 | 44,154,000 | 44,910,000 |
| Risk-weighted assets | 307,647,000 | 346,466,000 | 361,008,000 | 369,640,000 |