Call reports 2010
UNION BANK — 2010
What UNION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 439,420,000 | 427,021,000 | 449,967,000 | 453,245,000 |
| Total loans | 357,716,000 | 351,108,000 | 366,180,000 | 382,073,000 |
| Allowance for loan losses | 3,456,000 | 3,511,000 | 3,697,000 | 3,755,000 |
| Securities available for sale | 25,225,000 | 23,534,000 | 21,313,000 | 23,671,000 |
| Securities held to maturity | 0 | 2,000,000 | 1,500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,195,000 | 355,212,000 | 377,958,000 | 377,598,000 |
| Interest-bearing deposits | 311,352,000 | 301,189,000 | 319,895,000 | 312,134,000 |
| Noninterest-bearing deposits | 54,843,000 | 54,023,000 | 58,063,000 | 65,464,000 |
| Equity capital | 41,211,000 | 41,862,000 | 42,395,000 | 41,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,653,000 | 11,388,000 | 17,127,000 | 22,950,000 |
| Interest expense | 1,050,000 | 2,080,000 | 3,103,000 | 4,092,000 |
| Net interest income | 4,603,000 | 9,308,000 | 14,024,000 | 18,858,000 |
| Noninterest income | 1,202,000 | 2,749,000 | 4,372,000 | 5,801,000 |
| Noninterest expense | 4,031,000 | 8,055,000 | 12,201,000 | 16,552,000 |
| Provision for loan losses | 90,000 | 180,000 | 380,000 | 520,000 |
| Pretax income | 1,684,000 | 3,822,000 | 5,815,000 | 7,685,000 |
| Income tax | 394,000 | 918,000 | 1,399,000 | 1,835,000 |
| Net income | 1,290,000 | 2,904,000 | 4,416,000 | 5,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,672,000 | 43,207,000 | 43,510,000 | 43,722,000 |
| Total capital | 46,128,000 | 46,718,000 | 47,207,000 | 47,477,000 |
| Risk-weighted assets | 301,136,000 | 295,698,000 | 303,582,000 | 314,452,000 |