Call reports 2009
UNION BANK — 2009
What UNION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 421,023,000 | 424,147,000 | 443,216,000 | 446,628,000 |
| Total loans | 348,849,000 | 363,461,000 | 351,927,000 | 358,167,000 |
| Allowance for loan losses | 3,524,000 | 3,565,000 | 3,556,000 | 3,493,000 |
| Securities available for sale | 25,307,000 | 22,763,000 | 23,920,000 | 24,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,091,000 | 349,762,000 | 370,559,000 | 369,558,000 |
| Interest-bearing deposits | 299,140,000 | 293,709,000 | 310,323,000 | 308,698,000 |
| Noninterest-bearing deposits | 48,951,000 | 56,053,000 | 60,236,000 | 60,860,000 |
| Equity capital | 38,841,000 | 39,264,000 | 40,108,000 | 41,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,859,000 | 11,683,000 | 17,542,000 | 23,256,000 |
| Interest expense | 1,482,000 | 2,835,000 | 4,107,000 | 5,271,000 |
| Net interest income | 4,377,000 | 8,848,000 | 13,435,000 | 17,985,000 |
| Noninterest income | 1,230,000 | 2,527,000 | 3,994,000 | 5,069,000 |
| Noninterest expense | 3,836,000 | 7,961,000 | 12,001,000 | 15,937,000 |
| Provision for loan losses | 95,000 | 170,000 | 245,000 | 400,000 |
| Pretax income | 1,697,000 | 3,288,000 | 5,257,000 | 6,975,000 |
| Income tax | 385,000 | 680,000 | 1,141,000 | 1,533,000 |
| Net income | 1,312,000 | 2,608,000 | 4,116,000 | 5,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,177,000 | 42,168,000 | 42,533,000 | 42,659,000 |
| Total capital | 45,701,000 | 45,733,000 | 46,089,000 | 46,152,000 |
| Risk-weighted assets | 294,196,000 | 306,368,000 | 294,562,000 | 301,450,000 |