Call reports 2006
UNION BANK — 2006
What UNION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 371,391,000 | 362,175,000 | 374,589,000 | 380,535,000 |
| Total loans | 310,870,000 | 307,472,000 | 317,894,000 | 317,453,000 |
| Allowance for loan losses | 3,147,000 | 3,235,000 | 3,324,000 | 3,338,000 |
| Securities available for sale | 30,387,000 | 23,861,000 | 22,323,000 | 23,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,052,000 | 297,931,000 | 310,157,000 | 320,734,000 |
| Interest-bearing deposits | 262,182,000 | 250,033,000 | 256,108,000 | 264,273,000 |
| Noninterest-bearing deposits | 48,870,000 | 47,898,000 | 54,049,000 | 56,461,000 |
| Equity capital | 41,639,000 | 41,613,000 | 42,132,000 | 41,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,929,000 | 12,182,000 | 18,724,000 | 25,223,000 |
| Interest expense | 1,446,000 | 3,056,000 | 4,875,000 | 6,821,000 |
| Net interest income | 4,483,000 | 9,126,000 | 13,849,000 | 18,402,000 |
| Noninterest income | 936,000 | 1,900,000 | 2,880,000 | 3,873,000 |
| Noninterest expense | 3,333,000 | 6,697,000 | 10,041,000 | 13,496,000 |
| Provision for loan losses | 45,000 | 150,000 | 150,000 | 180,000 |
| Pretax income | 2,044,000 | 4,197,000 | 6,560,000 | 8,734,000 |
| Income tax | 535,000 | 1,111,000 | 1,769,000 | 2,309,000 |
| Net income | 1,509,000 | 3,086,000 | 4,791,000 | 6,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,807,000 | 41,973,000 | 42,290,000 | 42,574,000 |
| Total capital | 45,114,000 | 45,307,000 | 45,678,000 | 45,955,000 |
| Risk-weighted assets | 261,980,000 | 257,653,000 | 262,929,000 | 264,952,000 |