Call reports 2002
UNION BANK — 2002
What UNION BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 230,878,000 | 228,249,000 | 240,485,000 | 239,377,000 |
| Total loans | 175,775,000 | 177,089,000 | 185,060,000 | 179,696,000 |
| Allowance for loan losses | 1,803,000 | 1,845,000 | 1,814,000 | 1,804,000 |
| Securities available for sale | 26,965,000 | 27,328,000 | 28,225,000 | 29,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,641,000 | 190,835,000 | 202,310,000 | 204,084,000 |
| Interest-bearing deposits | 163,032,000 | 163,087,000 | 171,130,000 | 172,836,000 |
| Noninterest-bearing deposits | 28,609,000 | 27,748,000 | 31,180,000 | 31,248,000 |
| Equity capital | 25,750,000 | 26,124,000 | 26,660,000 | 27,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,797,000 | 7,592,000 | 11,411,000 | 15,220,000 |
| Interest expense | 1,142,000 | 2,158,000 | 3,131,000 | 4,067,000 |
| Net interest income | 2,655,000 | 5,434,000 | 8,280,000 | 11,153,000 |
| Noninterest income | 555,000 | 890,000 | 1,773,000 | 2,737,000 |
| Noninterest expense | 1,898,000 | 3,829,000 | 5,880,000 | 7,896,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 156,000 |
| Pretax income | 1,267,000 | 2,405,000 | 4,038,000 | 5,838,000 |
| Income tax | 341,000 | 620,000 | 1,092,000 | 1,617,000 |
| Net income | 926,000 | 1,785,000 | 2,946,000 | 4,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,576,000 | 25,815,000 | 26,346,000 | 26,910,000 |
| Total capital | 27,510,000 | 27,725,000 | 28,170,000 | 28,714,000 |
| Risk-weighted assets | 156,551,000 | 165,521,000 | 163,901,000 | 157,944,000 |