Call reports 2001
UNION BANK — 2001
What UNION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 211,015,000 | 210,936,000 | 224,862,000 | 230,439,000 |
| Total loans | 155,795,000 | 159,586,000 | 170,469,000 | 176,054,000 |
| Allowance for loan losses | 1,752,000 | 1,734,000 | 1,742,000 | 1,766,000 |
| Securities available for sale | 30,160,000 | 30,109,000 | 31,651,000 | 28,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,270,000 | 176,306,000 | 190,420,000 | 194,600,000 |
| Interest-bearing deposits | 151,319,000 | 151,274,000 | 160,264,000 | 164,772,000 |
| Noninterest-bearing deposits | 24,951,000 | 25,032,000 | 30,156,000 | 29,828,000 |
| Equity capital | 24,474,000 | 24,906,000 | 25,535,000 | 25,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,144,000 | 8,313,000 | 12,474,000 | 16,525,000 |
| Interest expense | 1,679,000 | 3,328,000 | 4,862,000 | 6,382,000 |
| Net interest income | 2,465,000 | 4,985,000 | 7,612,000 | 10,143,000 |
| Noninterest income | 567,000 | 1,093,000 | 1,607,000 | 2,282,000 |
| Noninterest expense | 1,709,000 | 3,445,000 | 5,170,000 | 7,029,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 95,000 |
| Pretax income | 1,323,000 | 2,710,000 | 4,096,000 | 5,431,000 |
| Income tax | 373,000 | 754,000 | 1,158,000 | 1,538,000 |
| Net income | 950,000 | 1,956,000 | 2,938,000 | 3,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,197,000 | 24,643,000 | 25,026,000 | 25,280,000 |
| Total capital | 26,142,000 | 26,558,000 | 26,916,000 | 27,149,000 |
| Risk-weighted assets | 143,803,000 | 148,105,000 | 157,480,000 | 155,998,000 |