Call report 2022Q4
CITIZENS COMMERCE BANK — 2022Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 336,115,000 | USD | evidence → |
| Total loans | 266,835,000 | USD | evidence → |
| Allowance for loan losses | 3,173,000 | USD | evidence → |
| Securities available for sale | 19,465,000 | USD | evidence → |
| Securities held to maturity | 25,738,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 302,302,000 | USD | evidence → |
| Interest-bearing deposits | 243,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,333,000 | USD | evidence → |
| Equity capital | 32,072,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,324,000 | USD | evidence → |
| Interest expense | 1,147,000 | USD | evidence → |
| Net interest income | 11,177,000 | USD | evidence → |
| Noninterest income | 1,636,000 | USD | evidence → |
| Noninterest expense | 8,253,000 | USD | evidence → |
| Provision for loan losses | 116,000 | USD | evidence → |
| Pretax income | 4,444,000 | USD | evidence → |
| Income tax | 1,087,000 | USD | evidence → |
| Net income | 3,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,036,000 | USD | evidence → |