Call report 2019Q4
CITIZENS COMMERCE BANK — 2019Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,675,000 | USD | evidence → |
| Total loans | 194,602,000 | USD | evidence → |
| Allowance for loan losses | 1,983,000 | USD | evidence → |
| Securities available for sale | 42,298,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,119,000 | USD | evidence → |
| Interest-bearing deposits | 197,326,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,792,000 | USD | evidence → |
| Equity capital | 27,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,613,000 | USD | evidence → |
| Interest expense | 2,411,000 | USD | evidence → |
| Net interest income | 8,202,000 | USD | evidence → |
| Noninterest income | 1,640,000 | USD | evidence → |
| Noninterest expense | 7,648,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,225,000 | USD | evidence → |
| Income tax | 444,000 | USD | evidence → |
| Net income | 1,781,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,043,000 | USD | evidence → |
| Total capital | 28,034,000 | USD | evidence → |
| Risk-weighted assets | 192,699,000 | USD | evidence → |