Call report 2018Q4
CITIZENS COMMERCE BANK — 2018Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,108,000 | USD | evidence → |
| Total loans | 178,590,000 | USD | evidence → |
| Allowance for loan losses | 1,982,000 | USD | evidence → |
| Securities available for sale | 37,320,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,285,000 | USD | evidence → |
| Interest-bearing deposits | 182,276,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,009,000 | USD | evidence → |
| Equity capital | 25,277,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,060,000 | USD | evidence → |
| Interest expense | 1,492,000 | USD | evidence → |
| Net interest income | 8,568,000 | USD | evidence → |
| Noninterest income | 1,385,000 | USD | evidence → |
| Noninterest expense | 7,610,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,333,000 | USD | evidence → |
| Income tax | 467,000 | USD | evidence → |
| Net income | 1,866,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,751,000 | USD | evidence → |
| Total capital | 25,740,000 | USD | evidence → |
| Risk-weighted assets | 176,773,000 | USD | evidence → |