Call report 2015Q4
CITIZENS COMMERCE BANK — 2015Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,773,000 | USD | evidence → |
| Total loans | 130,400,000 | USD | evidence → |
| Allowance for loan losses | 2,575,000 | USD | evidence → |
| Securities available for sale | 62,462,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 179,248,000 | USD | evidence → |
| Interest-bearing deposits | 159,333,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,915,000 | USD | evidence → |
| Equity capital | 10,805,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,877,000 | USD | evidence → |
| Interest expense | 1,765,000 | USD | evidence → |
| Net interest income | 6,112,000 | USD | evidence → |
| Noninterest income | 1,302,000 | USD | evidence → |
| Noninterest expense | 7,215,000 | USD | evidence → |
| Provision for loan losses | -668,000 | USD | evidence → |
| Pretax income | 967,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 967,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,125,000 | USD | evidence → |
| Total capital | 13,843,000 | USD | evidence → |
| Risk-weighted assets | 136,527,000 | USD | evidence → |