Call report 2014Q4
CITIZENS COMMERCE BANK — 2014Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,856,000 | USD | evidence → |
| Total loans | 117,417,000 | USD | evidence → |
| Allowance for loan losses | 2,617,000 | USD | evidence → |
| Securities available for sale | 65,823,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,328,000 | USD | evidence → |
| Interest-bearing deposits | 156,141,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,186,000 | USD | evidence → |
| Equity capital | 9,919,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,131,000 | USD | evidence → |
| Interest expense | 1,877,000 | USD | evidence → |
| Net interest income | 6,254,000 | USD | evidence → |
| Noninterest income | 1,194,000 | USD | evidence → |
| Noninterest expense | 7,456,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 116,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 116,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,158,000 | USD | evidence → |
| Total capital | 12,722,000 | USD | evidence → |
| Risk-weighted assets | 123,823,000 | USD | evidence → |