Call report 2012Q4
CITIZENS COMMERCE BANK — 2012Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 222,045,000 | USD | evidence → |
| Total loans | 106,668,000 | USD | evidence → |
| Allowance for loan losses | 4,515,000 | USD | evidence → |
| Securities available for sale | 90,667,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 180,473,000 | USD | evidence → |
| Interest-bearing deposits | 164,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,822,000 | USD | evidence → |
| Equity capital | 10,537,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,249,000 | USD | evidence → |
| Interest expense | 2,470,000 | USD | evidence → |
| Net interest income | 6,779,000 | USD | evidence → |
| Noninterest income | 1,761,000 | USD | evidence → |
| Noninterest expense | 9,178,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 475,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 475,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,357,000 | USD | evidence → |
| Total capital | 10,797,000 | USD | evidence → |
| Risk-weighted assets | 111,491,000 | USD | evidence → |