Call report 2009Q4
CITIZENS COMMERCE BANK — 2009Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 344,779,000 | USD | evidence → |
| Total loans | 247,509,000 | USD | evidence → |
| Allowance for loan losses | 7,701,000 | USD | evidence → |
| Securities available for sale | 46,117,000 | USD | evidence → |
| Securities held to maturity | 1,939,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 289,150,000 | USD | evidence → |
| Interest-bearing deposits | 262,685,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,465,000 | USD | evidence → |
| Equity capital | 16,237,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,852,000 | USD | evidence → |
| Interest expense | 7,550,000 | USD | evidence → |
| Net interest income | 8,302,000 | USD | evidence → |
| Noninterest income | 2,103,000 | USD | evidence → |
| Noninterest expense | 9,702,000 | USD | evidence → |
| Provision for loan losses | 16,772,000 | USD | evidence → |
| Pretax income | -15,283,000 | USD | evidence → |
| Income tax | -1,163,000 | USD | evidence → |
| Net income | -14,120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,661,000 | USD | evidence → |
| Total capital | 18,860,000 | USD | evidence → |
| Risk-weighted assets | 250,875,000 | USD | evidence → |