Call report 2008Q1
CITIZENS COMMERCE BANK — 2008Q1
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 262,972,000 | USD | evidence → |
| Total loans | 206,397,000 | USD | evidence → |
| Allowance for loan losses | 2,208,000 | USD | evidence → |
| Securities available for sale | 32,995,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,181,000 | USD | evidence → |
| Interest-bearing deposits | 179,879,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,303,000 | USD | evidence → |
| Equity capital | 22,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,069,000 | USD | evidence → |
| Interest expense | 2,147,000 | USD | evidence → |
| Net interest income | 1,922,000 | USD | evidence → |
| Noninterest income | 459,000 | USD | evidence → |
| Noninterest expense | 1,687,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 790,000 | USD | evidence → |
| Income tax | 233,000 | USD | evidence → |
| Net income | 557,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,651,000 | USD | evidence → |
| Total capital | 24,859,000 | USD | evidence → |
| Risk-weighted assets | 206,739,000 | USD | evidence → |