Call report 2005Q4
CITIZENS COMMERCE BANK — 2005Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,628,000 | USD | evidence → |
| Total loans | 175,589,000 | USD | evidence → |
| Allowance for loan losses | 1,998,000 | USD | evidence → |
| Securities available for sale | 32,469,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,596,000 | USD | evidence → |
| Interest-bearing deposits | 165,677,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,920,000 | USD | evidence → |
| Equity capital | 17,017,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,205,000 | USD | evidence → |
| Interest expense | 5,486,000 | USD | evidence → |
| Net interest income | 7,719,000 | USD | evidence → |
| Noninterest income | 1,548,000 | USD | evidence → |
| Noninterest expense | 5,556,000 | USD | evidence → |
| Provision for loan losses | 342,000 | USD | evidence → |
| Pretax income | 3,447,000 | USD | evidence → |
| Income tax | 983,000 | USD | evidence → |
| Net income | 2,464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,258,000 | USD | evidence → |
| Total capital | 19,256,000 | USD | evidence → |
| Risk-weighted assets | 172,552,000 | USD | evidence → |