Call report 2005Q2
CITIZENS COMMERCE BANK — 2005Q2
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,716,000 | USD | evidence → |
| Total loans | 166,933,000 | USD | evidence → |
| Allowance for loan losses | 2,067,000 | USD | evidence → |
| Securities available for sale | 22,692,000 | USD | evidence → |
| Securities held to maturity | 9,580,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,364,000 | USD | evidence → |
| Interest-bearing deposits | 154,145,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,220,000 | USD | evidence → |
| Equity capital | 16,523,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,262,000 | USD | evidence → |
| Interest expense | 2,485,000 | USD | evidence → |
| Net interest income | 3,777,000 | USD | evidence → |
| Noninterest income | 715,000 | USD | evidence → |
| Noninterest expense | 2,745,000 | USD | evidence → |
| Provision for loan losses | 162,000 | USD | evidence → |
| Pretax income | 1,607,000 | USD | evidence → |
| Income tax | 460,000 | USD | evidence → |
| Net income | 1,147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,331,000 | USD | evidence → |
| Total capital | 18,396,000 | USD | evidence → |
| Risk-weighted assets | 165,182,000 | USD | evidence → |