Call report 2002Q3
CITIZENS COMMERCE BANK — 2002Q3
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,998,000 | USD | evidence → |
| Total loans | 119,688,000 | USD | evidence → |
| Allowance for loan losses | 1,256,000 | USD | evidence → |
| Securities available for sale | 9,169,000 | USD | evidence → |
| Securities held to maturity | 987,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,296,000 | USD | evidence → |
| Interest-bearing deposits | 108,349,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,947,000 | USD | evidence → |
| Equity capital | 10,691,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,582,000 | USD | evidence → |
| Interest expense | 3,356,000 | USD | evidence → |
| Net interest income | 4,226,000 | USD | evidence → |
| Noninterest income | 1,054,000 | USD | evidence → |
| Noninterest expense | 3,018,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 2,028,000 | USD | evidence → |
| Income tax | 656,000 | USD | evidence → |
| Net income | 1,372,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,317,000 | USD | evidence → |
| Total capital | 11,573,000 | USD | evidence → |
| Risk-weighted assets | 112,599,000 | USD | evidence → |