Call report 2002Q1
CITIZENS COMMERCE BANK — 2002Q1
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,993,000 | USD | evidence → |
| Total loans | 114,312,000 | USD | evidence → |
| Allowance for loan losses | 1,200,000 | USD | evidence → |
| Securities available for sale | 11,820,000 | USD | evidence → |
| Securities held to maturity | 792,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,468,000 | USD | evidence → |
| Interest-bearing deposits | 101,404,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,064,000 | USD | evidence → |
| Equity capital | 10,144,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,612,000 | USD | evidence → |
| Interest expense | 1,182,000 | USD | evidence → |
| Net interest income | 1,430,000 | USD | evidence → |
| Noninterest income | 325,000 | USD | evidence → |
| Noninterest expense | 1,005,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 632,000 | USD | evidence → |
| Income tax | 207,000 | USD | evidence → |
| Net income | 425,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,988,000 | USD | evidence → |
| Total capital | 11,188,000 | USD | evidence → |
| Risk-weighted assets | 107,757,000 | USD | evidence → |