Call reports 2002
HEBRON DEPOSIT BANK — 2002
What HEBRON DEPOSIT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 102,794,000 | 101,634,000 |
| Total loans | 79,958,000 | 73,710,000 |
| Allowance for loan losses | 1,256,000 | 1,215,000 |
| Securities available for sale | 14,347,000 | 13,796,000 |
| Securities held to maturity | 853,000 | 737,000 |
| Trading assets | 0 | 0 |
| Total deposits | 91,554,000 | 90,180,000 |
| Interest-bearing deposits | 79,732,000 | 78,759,000 |
| Noninterest-bearing deposits | 11,823,000 | 11,421,000 |
| Equity capital | 9,066,000 | 9,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 1,731,000 | 3,358,000 |
| Interest expense | 634,000 | 1,181,000 |
| Net interest income | 1,097,000 | 2,177,000 |
| Noninterest income | 166,000 | 342,000 |
| Noninterest expense | 629,000 | 1,265,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 634,000 | 1,254,000 |
| Income tax | 198,000 | 392,000 |
| Net income | 436,000 | 862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 8,995,000 | 9,005,000 |
| Total capital | 9,988,000 | 9,958,000 |
| Risk-weighted assets | 79,172,000 | 76,019,000 |