Call reports 2001
HEBRON DEPOSIT BANK — 2001
What HEBRON DEPOSIT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,407,000 | 108,197,000 | 106,137,000 | 105,915,000 |
| Total loans | 84,869,000 | 84,108,000 | 83,833,000 | 82,766,000 |
| Allowance for loan losses | 1,269,000 | 1,271,000 | 1,273,000 | 1,259,000 |
| Securities available for sale | 18,337,000 | 17,210,000 | 16,517,000 | 15,107,000 |
| Securities held to maturity | 1,440,000 | 1,317,000 | 1,214,000 | 853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,130,000 | 92,228,000 | 94,091,000 | 94,412,000 |
| Interest-bearing deposits | 83,134,000 | 81,703,000 | 79,560,000 | 82,835,000 |
| Noninterest-bearing deposits | 9,996,000 | 10,524,000 | 14,532,000 | 11,577,000 |
| Equity capital | 12,771,000 | 12,895,000 | 9,000,000 | 9,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,255,000 | 6,287,000 | 8,191,000 |
| Interest expense | 1,068,000 | 2,070,000 | 2,992,000 | 3,755,000 |
| Net interest income | 1,106,000 | 2,185,000 | 3,295,000 | 4,436,000 |
| Noninterest income | 133,000 | 300,000 | 460,000 | 661,000 |
| Noninterest expense | 634,000 | 1,273,000 | 1,872,000 | 2,460,000 |
| Provision for loan losses | 24,000 | 42,000 | 63,000 | 63,000 |
| Pretax income | 581,000 | 1,170,000 | 1,820,000 | 2,574,000 |
| Income tax | 177,000 | 356,000 | 554,000 | 787,000 |
| Net income | 404,000 | 814,000 | 1,266,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,715,000 | 12,854,000 | 8,778,000 | 8,922,000 |
| Total capital | 13,713,000 | 13,883,000 | 9,798,000 | 9,931,000 |
| Risk-weighted assets | 79,566,000 | 82,035,000 | 81,335,000 | 80,504,000 |