Call reports 2010
EAGLE BANK AND TRUST COMPANY — 2010
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 139,186,000 | 135,013,000 | 135,513,000 | 135,343,000 |
| Total loans | 62,122,000 | 61,981,000 | 61,443,000 | 58,114,000 |
| Allowance for loan losses | 873,000 | 898,000 | 896,000 | 847,000 |
| Securities available for sale | 64,954,000 | 64,337,000 | 65,728,000 | 67,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,274,000 | 110,317,000 | 110,462,000 | 109,369,000 |
| Interest-bearing deposits | 95,335,000 | 90,225,000 | 91,252,000 | 89,313,000 |
| Noninterest-bearing deposits | 19,939,000 | 20,092,000 | 19,210,000 | 20,056,000 |
| Equity capital | 11,719,000 | 12,528,000 | 12,906,000 | 11,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,339,000 | 4,927,000 | 6,524,000 |
| Interest expense | 516,000 | 1,022,000 | 1,485,000 | 1,890,000 |
| Net interest income | 1,169,000 | 2,317,000 | 3,442,000 | 4,634,000 |
| Noninterest income | 139,000 | 267,000 | 397,000 | 533,000 |
| Noninterest expense | 890,000 | 1,794,000 | 2,692,000 | 3,614,000 |
| Provision for loan losses | 62,000 | 87,000 | 113,000 | 1,655,000 |
| Pretax income | 356,000 | 703,000 | 1,036,000 | -100,000 |
| Income tax | 67,000 | 140,000 | 218,000 | -64,000 |
| Net income | 289,000 | 563,000 | 818,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,151,000 | 11,425,000 | 11,679,000 | 11,510,000 |
| Total capital | 12,024,000 | 12,323,000 | 12,575,000 | 12,357,000 |
| Risk-weighted assets | 80,940,000 | 79,094,000 | 78,353,000 | 75,873,000 |