Call reports 2009
EAGLE BANK AND TRUST COMPANY — 2009
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 130,776,000 | 126,733,000 | 130,336,000 | 130,623,000 |
| Total loans | 65,319,000 | 64,306,000 | 65,763,000 | 64,630,000 |
| Allowance for loan losses | 891,000 | 900,000 | 886,000 | 893,000 |
| Securities available for sale | 52,743,000 | 55,305,000 | 55,776,000 | 57,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,412,000 | 103,765,000 | 106,708,000 | 107,311,000 |
| Interest-bearing deposits | 91,167,000 | 86,967,000 | 88,189,000 | 86,607,000 |
| Noninterest-bearing deposits | 16,245,000 | 16,798,000 | 18,519,000 | 20,704,000 |
| Equity capital | 10,578,000 | 10,646,000 | 11,376,000 | 11,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,506,000 | 5,250,000 | 7,047,000 |
| Interest expense | 713,000 | 1,374,000 | 1,987,000 | 2,540,000 |
| Net interest income | 1,044,000 | 2,132,000 | 3,263,000 | 4,507,000 |
| Noninterest income | 140,000 | 265,000 | 388,000 | 535,000 |
| Noninterest expense | 913,000 | 1,836,000 | 2,745,000 | 3,696,000 |
| Provision for loan losses | 9,000 | 40,000 | 75,000 | 126,000 |
| Pretax income | 266,000 | 525,000 | 835,000 | 1,261,000 |
| Income tax | 40,000 | 80,000 | 140,000 | 223,000 |
| Net income | 226,000 | 445,000 | 695,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,249,000 | 10,468,000 | 10,719,000 | 10,862,000 |
| Total capital | 11,140,000 | 11,368,000 | 11,605,000 | 11,755,000 |
| Risk-weighted assets | 80,826,000 | 79,530,000 | 81,119,000 | 82,202,000 |