Call reports 2008
EAGLE BANK AND TRUST COMPANY — 2008
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 127,965,000 | 126,745,000 | 127,731,000 | 128,346,000 |
| Total loans | 62,730,000 | 66,242,000 | 69,164,000 | 68,492,000 |
| Allowance for loan losses | 781,000 | 815,000 | 875,000 | 892,000 |
| Securities available for sale | 56,546,000 | 51,980,000 | 49,340,000 | 51,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,004,000 | 1,011,000 | 1,010,000 | 0 |
| Total deposits | 101,954,000 | 101,960,000 | 99,287,000 | 104,523,000 |
| Interest-bearing deposits | 87,414,000 | 86,268,000 | 82,937,000 | 86,529,000 |
| Noninterest-bearing deposits | 14,540,000 | 15,692,000 | 16,350,000 | 17,994,000 |
| Equity capital | 10,380,000 | 9,688,000 | 9,901,000 | 10,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,961,000 | 5,874,000 | 7,766,000 |
| Interest expense | 944,000 | 1,777,000 | 2,546,000 | 3,344,000 |
| Net interest income | 984,000 | 2,184,000 | 3,328,000 | 4,422,000 |
| Noninterest income | 146,000 | 276,000 | 414,000 | 556,000 |
| Noninterest expense | 847,000 | 1,704,000 | 2,615,000 | 3,533,000 |
| Provision for loan losses | 25,000 | 61,000 | 123,000 | 184,000 |
| Pretax income | 258,000 | 696,000 | 1,006,000 | 1,263,000 |
| Income tax | 43,000 | 145,000 | 178,000 | 237,000 |
| Net income | 215,000 | 551,000 | 828,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,412,000 | 9,749,000 | 10,025,000 | 10,023,000 |
| Total capital | 10,193,000 | 10,564,000 | 10,900,000 | 10,915,000 |
| Risk-weighted assets | 81,857,000 | 83,447,000 | 84,925,000 | 82,377,000 |