Call reports 2007
EAGLE BANK AND TRUST COMPANY — 2007
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,948,000 | 118,160,000 | 123,385,000 | 123,948,000 |
| Total loans | 63,069,000 | 63,283,000 | 62,500,000 | 62,146,000 |
| Allowance for loan losses | 530,000 | 538,000 | 558,000 | 759,000 |
| Securities available for sale | 28,768,000 | 45,083,000 | 50,452,000 | 50,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 17,067,000 | 2,006,000 | 2,011,000 | 2,009,000 |
| Total deposits | 104,122,000 | 98,697,000 | 104,290,000 | 99,723,000 |
| Interest-bearing deposits | 89,230,000 | 79,033,000 | 87,022,000 | 81,626,000 |
| Noninterest-bearing deposits | 14,892,000 | 19,664,000 | 17,268,000 | 18,097,000 |
| Equity capital | 8,713,000 | 8,384,000 | 9,116,000 | 9,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,866,000 | 5,889,000 | 7,955,000 |
| Interest expense | 933,000 | 1,857,000 | 2,856,000 | 3,822,000 |
| Net interest income | 971,000 | 2,009,000 | 3,033,000 | 4,133,000 |
| Noninterest income | 241,000 | 358,000 | 540,000 | 658,000 |
| Noninterest expense | 825,000 | 1,652,000 | 2,552,000 | 3,408,000 |
| Provision for loan losses | 18,000 | 55,000 | 73,000 | 277,000 |
| Pretax income | 363,000 | 665,000 | 953,000 | 1,139,000 |
| Income tax | 86,000 | 120,000 | 180,000 | 201,000 |
| Net income | 277,000 | 545,000 | 773,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,736,000 | 9,004,000 | 9,232,000 | 9,197,000 |
| Total capital | 9,266,000 | 9,542,000 | 9,790,000 | 9,954,000 |
| Risk-weighted assets | 76,400,000 | 79,444,000 | 79,533,000 | 79,365,000 |