Call reports 2006
EAGLE BANK AND TRUST COMPANY — 2006
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 115,940,000 | 118,410,000 | 119,002,000 | 117,560,000 |
| Total loans | 57,431,000 | 60,813,000 | 63,250,000 | 61,795,000 |
| Allowance for loan losses | 503,000 | 536,000 | 555,000 | 562,000 |
| Securities available for sale | 51,384,000 | 49,890,000 | 49,668,000 | 47,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,158,000 | 99,889,000 | 104,399,000 | 102,506,000 |
| Interest-bearing deposits | 79,348,000 | 82,432,000 | 88,886,000 | 82,340,000 |
| Noninterest-bearing deposits | 15,810,000 | 17,457,000 | 15,513,000 | 20,166,000 |
| Equity capital | 7,650,000 | 7,503,000 | 8,167,000 | 8,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,237,000 | 5,100,000 | 7,031,000 |
| Interest expense | 693,000 | 1,528,000 | 2,479,000 | 3,421,000 |
| Net interest income | 844,000 | 1,709,000 | 2,621,000 | 3,610,000 |
| Noninterest income | 152,000 | 293,000 | 430,000 | 569,000 |
| Noninterest expense | 818,000 | 1,669,000 | 2,507,000 | 3,270,000 |
| Provision for loan losses | 19,000 | 31,000 | 52,000 | 135,000 |
| Pretax income | 159,000 | 303,000 | 493,000 | 776,000 |
| Income tax | 15,000 | 14,000 | 27,000 | 76,000 |
| Net income | 144,000 | 289,000 | 466,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,061,000 | 8,206,000 | 8,383,000 | 8,617,000 |
| Total capital | 8,564,000 | 8,742,000 | 8,938,000 | 9,179,000 |
| Risk-weighted assets | 72,003,000 | 75,974,000 | 76,629,000 | 74,585,000 |