Call reports 2005
EAGLE BANK AND TRUST COMPANY — 2005
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,495,000 | 102,853,000 | 103,611,000 | 107,717,000 |
| Total loans | 45,292,000 | 47,003,000 | 51,444,000 | 53,068,000 |
| Allowance for loan losses | 420,000 | 439,000 | 466,000 | 485,000 |
| Securities available for sale | 46,486,000 | 49,271,000 | 45,658,000 | 46,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,994,000 | 80,853,000 | 86,907,000 | 87,230,000 |
| Interest-bearing deposits | 67,348,000 | 64,821,000 | 69,960,000 | 70,589,000 |
| Noninterest-bearing deposits | 15,646,000 | 16,032,000 | 16,947,000 | 16,641,000 |
| Equity capital | 7,331,000 | 7,701,000 | 7,800,000 | 7,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,439,000 | 3,796,000 | 5,217,000 |
| Interest expense | 366,000 | 792,000 | 1,315,000 | 1,880,000 |
| Net interest income | 825,000 | 1,647,000 | 2,481,000 | 3,337,000 |
| Noninterest income | 133,000 | 260,000 | 412,000 | 560,000 |
| Noninterest expense | 731,000 | 1,479,000 | 2,224,000 | 3,019,000 |
| Provision for loan losses | 16,000 | 36,000 | 67,000 | 97,000 |
| Pretax income | 212,000 | 393,000 | 603,000 | 783,000 |
| Income tax | 49,000 | 78,000 | 110,000 | 120,000 |
| Net income | 163,000 | 315,000 | 493,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,592,000 | 7,744,000 | 7,922,000 | 7,917,000 |
| Total capital | 8,012,000 | 8,183,000 | 8,388,000 | 8,402,000 |
| Risk-weighted assets | 57,264,000 | 60,190,000 | 63,345,000 | 67,609,000 |