Call reports 2004
EAGLE BANK AND TRUST COMPANY — 2004
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 86,761,000 | 87,631,000 | 99,419,000 | 93,188,000 |
| Total loans | 42,143,000 | 40,836,000 | 41,338,000 | 44,240,000 |
| Allowance for loan losses | 433,000 | 433,000 | 439,000 | 442,000 |
| Securities available for sale | 40,204,000 | 42,220,000 | 51,568,000 | 43,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,793,000 | 71,594,000 | 84,535,000 | 78,177,000 |
| Interest-bearing deposits | 61,181,000 | 60,278,000 | 70,093,000 | 63,327,000 |
| Noninterest-bearing deposits | 11,612,000 | 11,316,000 | 14,442,000 | 14,850,000 |
| Equity capital | 7,323,000 | 6,881,000 | 7,500,000 | 7,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,084,000 | 3,188,000 | 4,340,000 |
| Interest expense | 253,000 | 517,000 | 832,000 | 1,155,000 |
| Net interest income | 784,000 | 1,567,000 | 2,356,000 | 3,185,000 |
| Noninterest income | 114,000 | 218,000 | 329,000 | 457,000 |
| Noninterest expense | 697,000 | 1,434,000 | 2,139,000 | 2,866,000 |
| Provision for loan losses | 10,000 | 15,000 | 19,000 | 24,000 |
| Pretax income | 192,000 | 336,000 | 527,000 | 752,000 |
| Income tax | 44,000 | 63,000 | 92,000 | 149,000 |
| Net income | 148,000 | 273,000 | 435,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,149,000 | 7,274,000 | 7,436,000 | 7,429,000 |
| Total capital | 7,582,000 | 7,707,000 | 7,875,000 | 7,871,000 |
| Risk-weighted assets | 50,995,000 | 52,154,000 | 55,189,000 | 55,447,000 |