Call reports 2002
EAGLE BANK AND TRUST COMPANY — 2002
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,443,000 | 73,573,000 | 77,625,000 | 74,987,000 |
| Total loans | 31,243,000 | 31,876,000 | 32,303,000 | 34,772,000 |
| Allowance for loan losses | 449,000 | 452,000 | 453,000 | 455,000 |
| Securities available for sale | 34,994,000 | 35,784,000 | 40,945,000 | 33,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,461,000 | 64,066,000 | 66,865,000 | 64,205,000 |
| Interest-bearing deposits | 44,480,000 | 48,099,000 | 50,862,000 | 52,398,000 |
| Noninterest-bearing deposits | 14,981,000 | 15,967,000 | 16,003,000 | 11,807,000 |
| Equity capital | 5,886,000 | 6,487,000 | 6,746,000 | 6,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,067,000 | 3,109,000 | 4,157,000 |
| Interest expense | 365,000 | 722,000 | 1,082,000 | 1,429,000 |
| Net interest income | 669,000 | 1,345,000 | 2,027,000 | 2,728,000 |
| Noninterest income | 131,000 | 255,000 | 374,000 | 531,000 |
| Noninterest expense | 548,000 | 1,127,000 | 1,705,000 | 2,335,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 487,000 | 710,000 | 941,000 |
| Income tax | 65,000 | 109,000 | 154,000 | 205,000 |
| Net income | 189,000 | 378,000 | 556,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,043,000 | 6,232,000 | 6,410,000 | 6,415,000 |
| Total capital | 6,492,000 | 6,684,000 | 6,863,000 | 6,870,000 |
| Risk-weighted assets | 38,437,000 | 39,831,000 | 40,604,000 | 43,040,000 |