Call reports 2001
EAGLE BANK AND TRUST COMPANY — 2001
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,987,000 | 71,489,000 | 70,375,000 | 65,947,000 |
| Total loans | 35,803,000 | 35,047,000 | 34,679,000 | 32,466,000 |
| Allowance for loan losses | 316,000 | 323,000 | 343,000 | 441,000 |
| Securities available for sale | 24,475,000 | 23,248,000 | 30,038,000 | 24,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,082,000 | 61,279,000 | 59,933,000 | 56,752,000 |
| Interest-bearing deposits | 42,090,000 | 48,626,000 | 48,024,000 | 42,765,000 |
| Noninterest-bearing deposits | 12,992,000 | 12,653,000 | 11,909,000 | 13,987,000 |
| Equity capital | 5,702,000 | 5,844,000 | 6,125,000 | 5,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,414,000 | 3,624,000 | 4,698,000 |
| Interest expense | 554,000 | 1,084,000 | 1,605,000 | 2,030,000 |
| Net interest income | 652,000 | 1,330,000 | 2,019,000 | 2,668,000 |
| Noninterest income | 118,000 | 254,000 | 368,000 | 500,000 |
| Noninterest expense | 548,000 | 1,148,000 | 1,754,000 | 2,460,000 |
| Provision for loan losses | 10,000 | 55,000 | 75,000 | 215,000 |
| Pretax income | 210,000 | 399,000 | 587,000 | 788,000 |
| Income tax | 44,000 | 83,000 | 118,000 | 43,000 |
| Net income | 166,000 | 316,000 | 469,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,321,000 | 5,600,000 | 5,753,000 | 5,854,000 |
| Total capital | 5,637,000 | 5,923,000 | 6,096,000 | 6,295,000 |
| Risk-weighted assets | 43,100,000 | 42,822,000 | 42,624,000 | 38,682,000 |