Call reports 2009
SYNOVUS BANK — 2009
What SYNOVUS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,506,496,000 | 1,475,404,000 | 1,548,401,000 | 1,347,152,000 |
| Total loans | 1,246,421,000 | 1,190,504,000 | 1,096,744,000 | 1,058,515,000 |
| Allowance for loan losses | 29,942,000 | 29,056,000 | 24,933,000 | 26,612,000 |
| Securities available for sale | 101,050,000 | 93,881,000 | 90,890,000 | 101,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,187,866,000 | 1,174,858,000 | 1,243,524,000 | 1,014,112,000 |
| Interest-bearing deposits | 1,031,622,000 | 1,010,223,000 | 1,071,878,000 | 867,360,000 |
| Noninterest-bearing deposits | 156,244,000 | 164,635,000 | 171,646,000 | 146,752,000 |
| Equity capital | 164,902,000 | 159,106,000 | 141,917,000 | 136,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 17,170,000 | 34,108,000 | 50,153,000 | 65,747,000 |
| Interest expense | 7,864,000 | 14,854,000 | 21,857,000 | 27,470,000 |
| Net interest income | 9,306,000 | 19,254,000 | 28,296,000 | 38,277,000 |
| Noninterest income | 532,000 | 1,134,000 | 756,000 | 599,000 |
| Noninterest expense | 11,586,000 | 26,098,000 | 37,628,000 | 48,994,000 |
| Provision for loan losses | 17,453,000 | 37,175,000 | 88,674,000 | 102,694,000 |
| Pretax income | -19,201,000 | -42,885,000 | -96,579,000 | -112,123,000 |
| Income tax | -6,696,000 | -15,166,000 | -18,104,000 | -28,769,000 |
| Net income | -12,505,000 | -27,719,000 | -78,475,000 | -83,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,810,000 | 135,853,000 | 134,476,000 | 129,400,000 |
| Total capital | 163,676,000 | 152,370,000 | 150,419,000 | 144,252,000 |
| Risk-weighted assets | 1,417,194,000 | 1,308,766,000 | 1,266,405,000 | 1,176,367,000 |