Call reports 2008
SYNOVUS BANK — 2008
What SYNOVUS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,304,132,000 | 1,738,561,000 | 1,681,187,000 | 1,493,369,000 |
| Total loans | 998,983,000 | 1,303,654,000 | 1,284,113,000 | 1,252,348,000 |
| Allowance for loan losses | 16,860,000 | 26,940,000 | 29,158,000 | 27,526,000 |
| Securities available for sale | 113,481,000 | 109,374,000 | 106,026,000 | 105,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 923,518,000 | 1,309,697,000 | 1,247,423,000 | 1,162,274,000 |
| Interest-bearing deposits | 882,075,000 | 1,271,677,000 | 1,209,230,000 | 1,021,885,000 |
| Noninterest-bearing deposits | 41,443,000 | 38,020,000 | 38,193,000 | 140,389,000 |
| Equity capital | 224,482,000 | 321,799,000 | 321,280,000 | 162,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 18,428,000 | 44,032,000 | 65,022,000 | 84,169,000 |
| Interest expense | 8,155,000 | 21,837,000 | 31,623,000 | 40,471,000 |
| Net interest income | 10,273,000 | 22,195,000 | 33,399,000 | 43,698,000 |
| Noninterest income | 1,097,000 | -3,570,000 | -3,803,000 | -6,034,000 |
| Noninterest expense | 8,944,000 | 25,586,000 | 37,898,000 | 217,224,000 |
| Provision for loan losses | 2,556,000 | 31,414,000 | 42,759,000 | 57,882,000 |
| Pretax income | -130,000 | -38,375,000 | -51,061,000 | -237,442,000 |
| Income tax | -67,000 | -14,722,000 | -19,636,000 | -22,679,000 |
| Net income | -63,000 | -23,653,000 | -31,425,000 | -214,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,991,000 | 137,689,000 | 137,222,000 | 145,983,000 |
| Total capital | 121,892,000 | 156,686,000 | 156,008,000 | 164,009,000 |
| Risk-weighted assets | 1,190,160,000 | 1,511,815,000 | 1,492,484,000 | 1,432,493,000 |