Call reports 2007
SYNOVUS BANK — 2007
What SYNOVUS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,243,005,000 | 1,234,963,000 | 1,279,040,000 | 1,295,695,000 |
| Total loans | 901,653,000 | 916,779,000 | 952,035,000 | 975,921,000 |
| Allowance for loan losses | 13,164,000 | 12,188,000 | 14,198,000 | 14,964,000 |
| Securities available for sale | 158,938,000 | 132,446,000 | 129,720,000 | 126,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 837,652,000 | 841,057,000 | 819,743,000 | 840,230,000 |
| Interest-bearing deposits | 747,457,000 | 758,929,000 | 778,439,000 | 790,033,000 |
| Noninterest-bearing deposits | 90,195,000 | 82,128,000 | 41,304,000 | 50,197,000 |
| Equity capital | 210,386,000 | 212,483,000 | 220,574,000 | 223,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 19,981,000 | 39,654,000 | 60,159,000 | 80,526,000 |
| Interest expense | 9,210,000 | 18,399,000 | 28,082,000 | 37,263,000 |
| Net interest income | 10,771,000 | 21,255,000 | 32,077,000 | 43,263,000 |
| Noninterest income | 1,210,000 | 2,458,000 | 3,525,000 | 2,751,000 |
| Noninterest expense | 7,958,000 | 15,904,000 | 23,974,000 | 32,664,000 |
| Provision for loan losses | 1,875,000 | 2,190,000 | 6,684,000 | 10,081,000 |
| Pretax income | 2,148,000 | 5,619,000 | 4,944,000 | 3,269,000 |
| Income tax | 802,000 | 2,107,000 | 1,833,000 | 1,205,000 |
| Net income | 1,346,000 | 3,512,000 | 3,111,000 | 2,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,428,000 | 98,035,000 | 104,994,000 | 107,578,000 |
| Total capital | 107,384,000 | 110,223,000 | 119,192,000 | 122,361,000 |
| Risk-weighted assets | 1,036,257,000 | 1,062,828,000 | 1,176,759,000 | 1,182,485,000 |