Call reports 2006
SYNOVUS BANK — 2006
What SYNOVUS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,097,362,000 | 1,150,159,000 | 1,206,687,000 | 1,262,072,000 |
| Total loans | 806,006,000 | 822,595,000 | 831,366,000 | 889,110,000 |
| Allowance for loan losses | 11,002,000 | 11,521,000 | 11,236,000 | 11,576,000 |
| Securities available for sale | 87,421,000 | 89,483,000 | 106,221,000 | 117,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,027,000 | 820,852,000 | 873,727,000 | 883,316,000 |
| Interest-bearing deposits | 600,908,000 | 600,248,000 | 693,827,000 | 714,389,000 |
| Noninterest-bearing deposits | 170,119,000 | 220,604,000 | 179,900,000 | 168,927,000 |
| Equity capital | 197,785,000 | 198,703,000 | 202,356,000 | 206,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,645,000 | 32,984,000 | 51,637,000 | 71,595,000 |
| Interest expense | 5,016,000 | 11,285,000 | 19,428,000 | 28,519,000 |
| Net interest income | 10,629,000 | 21,699,000 | 32,209,000 | 43,076,000 |
| Noninterest income | 1,211,000 | 2,337,000 | 3,499,000 | 4,776,000 |
| Noninterest expense | 7,115,000 | 14,303,000 | 21,570,000 | 28,758,000 |
| Provision for loan losses | 760,000 | 1,390,000 | 1,840,000 | 2,590,000 |
| Pretax income | 3,965,000 | 8,343,000 | 12,298,000 | 16,504,000 |
| Income tax | 1,510,000 | 3,173,000 | 4,657,000 | 6,210,000 |
| Net income | 2,455,000 | 5,170,000 | 7,641,000 | 10,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,189,000 | 83,760,000 | 86,416,000 | 90,998,000 |
| Total capital | 93,191,000 | 95,281,000 | 97,652,000 | 102,574,000 |
| Risk-weighted assets | 897,019,000 | 922,098,000 | 952,213,000 | 1,012,329,000 |