Call reports 2005
SYNOVUS BANK — 2005
What SYNOVUS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 367,065,000 | 379,214,000 | 1,034,748,000 | 1,066,049,000 |
| Total loans | 242,337,000 | 264,092,000 | 728,548,000 | 765,760,000 |
| Allowance for loan losses | 2,811,000 | 2,976,000 | 10,012,000 | 10,278,000 |
| Securities available for sale | 32,040,000 | 29,891,000 | 82,262,000 | 83,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,973,000 | 265,374,000 | 768,546,000 | 800,684,000 |
| Interest-bearing deposits | 182,953,000 | 189,694,000 | 593,867,000 | 576,318,000 |
| Noninterest-bearing deposits | 71,020,000 | 75,680,000 | 174,679,000 | 224,366,000 |
| Equity capital | 82,267,000 | 81,969,000 | 196,984,000 | 196,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,107,000 | 8,691,000 | 40,017,000 | 55,104,000 |
| Interest expense | 842,000 | 1,930,000 | 10,341,000 | 14,695,000 |
| Net interest income | 3,265,000 | 6,761,000 | 29,676,000 | 40,409,000 |
| Noninterest income | 381,000 | 777,000 | 5,464,000 | 6,650,000 |
| Noninterest expense | 1,888,000 | 3,788,000 | 19,208,000 | 25,653,000 |
| Provision for loan losses | 135,000 | 270,000 | 1,193,000 | 1,523,000 |
| Pretax income | 1,623,000 | 3,480,000 | 14,739,000 | 19,883,000 |
| Income tax | 616,000 | 1,322,000 | 5,648,000 | 7,641,000 |
| Net income | 1,007,000 | 2,158,000 | 9,091,000 | 12,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,658,000 | 26,347,000 | 80,071,000 | 80,577,000 |
| Total capital | 29,469,000 | 29,323,000 | 90,083,000 | 90,855,000 |
| Risk-weighted assets | 253,376,000 | 268,070,000 | 821,110,000 | 855,500,000 |