Call reports 2003
SYNOVUS BANK — 2003
What SYNOVUS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 230,664,000 | 247,841,000 | 249,983,000 | 255,563,000 |
| Total loans | 160,778,000 | 173,841,000 | 180,362,000 | 185,326,000 |
| Allowance for loan losses | 2,145,000 | 2,144,000 | 2,234,000 | 2,287,000 |
| Securities available for sale | 16,536,000 | 18,863,000 | 23,353,000 | 35,790,000 |
| Securities held to maturity | 8,016,000 | 6,941,000 | 4,389,000 | 3,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,465,000 | 195,941,000 | 196,399,000 | 207,823,000 |
| Interest-bearing deposits | 145,924,000 | 148,680,000 | 149,554,000 | 150,954,000 |
| Noninterest-bearing deposits | 42,541,000 | 47,261,000 | 46,845,000 | 56,869,000 |
| Equity capital | 16,169,000 | 17,113,000 | 17,988,000 | 19,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,213,000 | 6,606,000 | 9,992,000 | 13,585,000 |
| Interest expense | 866,000 | 1,745,000 | 2,602,000 | 3,428,000 |
| Net interest income | 2,347,000 | 4,861,000 | 7,390,000 | 10,157,000 |
| Noninterest income | 576,000 | 1,128,000 | 1,663,000 | 2,164,000 |
| Noninterest expense | 1,648,000 | 3,355,000 | 4,999,000 | 6,951,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,185,000 | 2,454,000 | 3,794,000 | 5,020,000 |
| Income tax | 440,000 | 902,000 | 1,393,000 | 1,854,000 |
| Net income | 745,000 | 1,552,000 | 2,401,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,166,000 | 17,166,000 | 18,097,000 | 19,323,000 |
| Total capital | 18,311,000 | 19,310,000 | 20,331,000 | 21,610,000 |
| Risk-weighted assets | 178,975,000 | 190,561,000 | 195,275,000 | 201,161,000 |