Call reports 2002
SYNOVUS BANK — 2002
What SYNOVUS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 206,313,000 | 194,197,000 | 203,986,000 | 223,466,000 |
| Total loans | 137,822,000 | 140,478,000 | 146,461,000 | 154,806,000 |
| Allowance for loan losses | 1,752,000 | 1,872,000 | 1,965,000 | 2,055,000 |
| Securities available for sale | 8,096,000 | 9,120,000 | 10,764,000 | 27,327,000 |
| Securities held to maturity | 15,001,000 | 14,504,000 | 12,899,000 | 10,631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,041,000 | 155,364,000 | 163,886,000 | 182,298,000 |
| Interest-bearing deposits | 133,088,000 | 116,286,000 | 125,011,000 | 140,547,000 |
| Noninterest-bearing deposits | 36,953,000 | 39,078,000 | 38,875,000 | 41,751,000 |
| Equity capital | 13,890,000 | 14,579,000 | 15,241,000 | 15,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,053,000 | 6,278,000 | 9,538,000 | 12,865,000 |
| Interest expense | 1,029,000 | 1,996,000 | 2,876,000 | 3,768,000 |
| Net interest income | 2,024,000 | 4,282,000 | 6,662,000 | 9,097,000 |
| Noninterest income | 381,000 | 943,000 | 1,468,000 | 1,969,000 |
| Noninterest expense | 1,442,000 | 3,148,000 | 4,904,000 | 6,626,000 |
| Provision for loan losses | 90,000 | 210,000 | 300,000 | 390,000 |
| Pretax income | 873,000 | 1,870,000 | 2,929,000 | 4,053,000 |
| Income tax | 320,000 | 684,000 | 1,071,000 | 1,485,000 |
| Net income | 553,000 | 1,186,000 | 1,858,000 | 2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,856,000 | 14,489,000 | 15,161,000 | 15,446,000 |
| Total capital | 15,608,000 | 16,361,000 | 17,126,000 | 17,501,000 |
| Risk-weighted assets | 153,999,000 | 154,555,000 | 160,983,000 | 172,428,000 |