Call reports 2001
SYNOVUS BANK — 2001
What SYNOVUS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,234,000 | 165,806,000 | 170,162,000 | 173,400,000 |
| Total loans | 104,755,000 | 113,282,000 | 123,581,000 | 131,975,000 |
| Allowance for loan losses | 1,320,000 | 1,382,000 | 1,460,000 | 1,662,000 |
| Securities available for sale | 15,660,000 | 14,181,000 | 11,268,000 | 4,624,000 |
| Securities held to maturity | 7,146,000 | 9,967,000 | 13,162,000 | 16,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,010,000 | 137,515,000 | 139,638,000 | 143,680,000 |
| Interest-bearing deposits | 101,863,000 | 104,117,000 | 107,837,000 | 110,688,000 |
| Noninterest-bearing deposits | 29,147,000 | 33,398,000 | 31,801,000 | 32,992,000 |
| Equity capital | 10,874,000 | 11,767,000 | 12,938,000 | 13,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,837,000 | 8,892,000 | 12,019,000 |
| Interest expense | 1,329,000 | 2,668,000 | 3,894,000 | 4,990,000 |
| Net interest income | 1,548,000 | 3,169,000 | 4,998,000 | 7,029,000 |
| Noninterest income | 243,000 | 503,000 | 820,000 | 1,184,000 |
| Noninterest expense | 1,125,000 | 2,270,000 | 3,511,000 | 4,954,000 |
| Provision for loan losses | 60,000 | 120,000 | 198,000 | 400,000 |
| Pretax income | 607,000 | 1,283,000 | 2,109,000 | 2,968,000 |
| Income tax | 229,000 | 483,000 | 790,000 | 1,103,000 |
| Net income | 378,000 | 800,000 | 1,319,000 | 1,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,756,000 | 11,638,000 | 12,757,000 | 13,303,000 |
| Total capital | 12,076,000 | 13,020,000 | 14,217,000 | 14,965,000 |
| Risk-weighted assets | 118,653,000 | 128,808,000 | 138,143,000 | 143,648,000 |