Call reports 2021
TEMPO BANK — 2021
What TEMPO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 94,244,000 | 92,895,000 | 90,664,000 | 91,383,000 |
| Total loans | 66,231,000 | 62,431,000 | 58,361,000 | 54,561,000 |
| Allowance for loan losses | 409,000 | 244,000 | 244,000 | 244,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 5,928,000 |
| Trading assets | 0 | 0 | 0 | 2,000 |
| Total deposits | 77,583,000 | 76,409,000 | 74,775,000 | 75,809,000 |
| Interest-bearing deposits | 70,861,000 | 69,464,000 | 67,832,000 | 69,049,000 |
| Noninterest-bearing deposits | 6,722,000 | 6,945,000 | 6,943,000 | 6,760,000 |
| Equity capital | 10,683,000 | 10,494,000 | 10,071,000 | 9,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,384,000 | 1,969,000 | 2,547,000 |
| Interest expense | 206,000 | 402,000 | 593,000 | 766,000 |
| Net interest income | 526,000 | 982,000 | 1,376,000 | 1,781,000 |
| Noninterest income | 45,000 | 85,000 | 125,000 | 168,000 |
| Noninterest expense | 668,000 | 1,377,000 | 2,260,000 | 3,049,000 |
| Provision for loan losses | -1,769,000 | -1,769,000 | -1,769,000 | -1,769,000 |
| Pretax income | 1,672,000 | 1,459,000 | 1,010,000 | 669,000 |
| Income tax | -77,000 | -77,000 | -77,000 | -77,000 |
| Net income | 1,749,000 | 1,536,000 | 1,087,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,683,000 | 10,494,000 | 10,071,000 | 9,753,000 |
| Total capital | 11,092,000 | 10,738,000 | 10,315,000 | 9,997,000 |
| Risk-weighted assets | 44,882,000 | 42,822,000 | 41,272,000 | 38,525,000 |