Call reports 2018
TEMPO BANK — 2018
What TEMPO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 93,119,000 | 98,316,000 | 96,329,000 | 96,527,000 |
| Total loans | 84,610,000 | 86,219,000 | 86,742,000 | 85,983,000 |
| Allowance for loan losses | 196,000 | 196,000 | 196,000 | 196,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,685,000 | 74,472,000 | 72,565,000 | 72,929,000 |
| Interest-bearing deposits | 69,387,000 | 69,621,000 | 67,691,000 | 60,017,000 |
| Noninterest-bearing deposits | 5,298,000 | 4,851,000 | 4,874,000 | 12,912,000 |
| Equity capital | 10,665,000 | 10,756,000 | 10,779,000 | 10,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,766,000 | 2,704,000 | 3,624,000 |
| Interest expense | 189,000 | 381,000 | 635,000 | 915,000 |
| Net interest income | 690,000 | 1,385,000 | 2,069,000 | 2,709,000 |
| Noninterest income | 68,000 | 95,000 | 135,000 | 122,000 |
| Noninterest expense | 782,000 | 1,415,000 | 2,147,000 | 2,739,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | -44,000 | 45,000 | 37,000 | 72,000 |
| Income tax | -20,000 | 10,000 | 9,000 | 14,000 |
| Net income | -24,000 | 35,000 | 28,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,665,000 | 10,756,000 | 10,779,000 | 10,838,000 |
| Total capital | 10,861,000 | 10,952,000 | 10,975,000 | 11,034,000 |
| Risk-weighted assets | 47,850,000 | 49,375,000 | 49,190,000 | 49,111,000 |