Call reports 2017
TEMPO BANK — 2017
What TEMPO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 96,563,000 | 95,669,000 | 95,764,000 | 95,381,000 |
| Total loans | 82,539,000 | 84,596,000 | 85,666,000 | 84,410,000 |
| Allowance for loan losses | 193,000 | 193,000 | 193,000 | 176,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,249,000 | 78,347,000 | 77,242,000 | 76,940,000 |
| Interest-bearing deposits | 67,314,000 | 66,930,000 | 66,422,000 | 64,270,000 |
| Noninterest-bearing deposits | 11,935,000 | 11,417,000 | 10,820,000 | 12,670,000 |
| Equity capital | 11,202,000 | 11,287,000 | 10,581,000 | 10,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,734,000 | 2,623,000 | 3,510,000 |
| Interest expense | 199,000 | 385,000 | 587,000 | 788,000 |
| Net interest income | 661,000 | 1,349,000 | 2,036,000 | 2,722,000 |
| Noninterest income | 39,000 | 81,000 | 124,000 | 130,000 |
| Noninterest expense | 621,000 | 1,239,000 | 1,853,000 | 2,490,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 14,000 |
| Pretax income | 73,000 | 185,000 | 301,000 | 348,000 |
| Income tax | 35,000 | 81,000 | 129,000 | 130,000 |
| Net income | 38,000 | 104,000 | 172,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,202,000 | 11,287,000 | 10,581,000 | 10,659,000 |
| Total capital | 11,395,000 | 11,480,000 | 10,774,000 | 10,835,000 |
| Risk-weighted assets | 48,307,000 | 48,893,000 | 49,137,000 | 48,355,000 |