Call reports 2026
CATTARAUGUS COUNTY BANK — 2026
What CATTARAUGUS COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 378,964,000 | 384,681,000 |
| Total loans | 221,079,000 | 217,194,000 |
| Allowance for loan losses | 1,684,000 | 2,040,000 |
| Securities available for sale | 92,710,000 | 90,725,000 |
| Securities held to maturity | 15,003,000 | 13,997,000 |
| Trading assets | 0 | 0 |
| Total deposits | 333,460,000 | 338,153,000 |
| Interest-bearing deposits | 240,992,000 | 241,091,000 |
| Noninterest-bearing deposits | 92,468,000 | 97,062,000 |
| Equity capital | 37,859,000 | 38,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,598,000 | 9,346,000 |
| Interest expense | 953,000 | 1,909,000 |
| Net interest income | 3,645,000 | 7,437,000 |
| Noninterest income | 429,000 | 947,000 |
| Noninterest expense | 3,092,000 | 6,221,000 |
| Provision for loan losses | 203,000 | 553,000 |
| Pretax income | 832,000 | 1,613,000 |
| Income tax | 142,000 | 274,000 |
| Net income | 690,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 42,027,000 | 42,400,000 |
| Total capital | 44,286,000 | 45,012,000 |
| Risk-weighted assets | 276,035,000 | 274,014,000 |