Call report 2023Q4
CATTARAUGUS COUNTY BANK — 2023Q4
The 22 measures CATTARAUGUS COUNTY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 375,381,000 | USD | evidence → |
| Total loans | 234,917,000 | USD | evidence → |
| Allowance for loan losses | 3,589,000 | USD | evidence → |
| Securities available for sale | 88,712,000 | USD | evidence → |
| Securities held to maturity | 20,326,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 325,411,000 | USD | evidence → |
| Interest-bearing deposits | 232,324,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,087,000 | USD | evidence → |
| Equity capital | 31,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,743,000 | USD | evidence → |
| Interest expense | 3,681,000 | USD | evidence → |
| Net interest income | 14,062,000 | USD | evidence → |
| Noninterest income | 1,859,000 | USD | evidence → |
| Noninterest expense | 10,767,000 | USD | evidence → |
| Provision for loan losses | 1,002,000 | USD | evidence → |
| Pretax income | 4,152,000 | USD | evidence → |
| Income tax | 720,000 | USD | evidence → |
| Net income | 3,432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,302,000 | USD | evidence → |
| Total capital | 41,832,000 | USD | evidence → |
| Risk-weighted assets | 282,301,000 | USD | evidence → |