Call reports 2025
FIRST NATIONAL BANK OF PANA — 2025
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 359,445,000 | 356,161,000 | 382,352,000 | 392,127,000 |
| Total loans | 264,173,000 | 271,322,000 | 275,537,000 | 282,466,000 |
| Allowance for loan losses | 2,526,000 | 2,619,000 | 2,575,000 | 2,701,000 |
| Securities available for sale | 20,944,000 | 20,042,000 | 21,825,000 | 24,776,000 |
| Securities held to maturity | 16,886,000 | 17,266,000 | 17,246,000 | 16,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,692,000 | 316,958,000 | 341,030,000 | 348,703,000 |
| Interest-bearing deposits | 247,393,000 | 242,775,000 | 262,413,000 | 271,770,000 |
| Noninterest-bearing deposits | 73,299,000 | 74,183,000 | 78,617,000 | 76,933,000 |
| Equity capital | 36,191,000 | 36,648,000 | 38,395,000 | 40,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,451,000 | 9,148,000 | 13,971,000 | 19,081,000 |
| Interest expense | 1,445,000 | 2,942,000 | 4,501,000 | 6,269,000 |
| Net interest income | 3,006,000 | 6,206,000 | 9,470,000 | 12,812,000 |
| Noninterest income | 405,000 | 809,000 | 1,338,000 | 1,951,000 |
| Noninterest expense | 1,648,000 | 3,369,000 | 5,122,000 | 6,889,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 207,000 |
| Pretax income | 1,763,000 | 3,546,000 | 5,586,000 | 7,660,000 |
| Income tax | 114,000 | 229,000 | 361,000 | 475,000 |
| Net income | 1,649,000 | 3,317,000 | 5,225,000 | 7,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,484,000 | 38,021,000 | 39,320,000 | 41,263,000 |